Visa and Mastercard have introduced new AI-powered shopping tools designed to enhance the consumer shopping experience by providing personalized recommendations and improved security features. These innovations aim to streamline payment processes and make online shopping safer and more efficient for users.

Spreedly has announced the integration of Just-In-Time Card Updates for Visa Cards, utilizing Visa Account Updater to provide merchants with real-time access to updated card credentials. This enhancement aims to reduce failed payments in recurring billing and subscription models, improving authorization rates, operational efficiency, and customer retention. The collaboration with Visa also includes broader integration efforts to enhance payment reliability for merchants.