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Coinbase has updated its stablecoin-based payments protocol for AI agents, now called x402 V2. This version introduces features like wallet-based identity and dynamic payment recipients, making it easier for developers to integrate the system into existing services.
The article discusses Coinbase's Commerce Payments Protocol, which allows funds to be held in an "Escrow" before being transferred to merchants. It features an "Operator" that can be an advanced smart contract, enabling companies like Visa and Mastercard to create their own systems under these rules.