Coinbase is rolling out a new Payments Protocol that will integrate USDC on Shopify. This protocol introduces two key concepts: "Escrow" and "Operator." When a payment is made, funds are first collected in the "Escrow." The "Operator," which could be an advanced smart contract, then manages the transfer of those funds to the merchant or returns them to the payer if necessary. The protocol allows major payment processors like Visa and Mastercard to create their own "Operators" using smart contracts, enabling them to enforce their rules within this framework. In another update, Robinhood has secured a brokerage license in the European Union from the Central Bank of Lithuania. This development suggests that Robinhood plans to expand its services into the European market. The Central Bank of Lithuania's recognition is a significant step for the company as it aims to broaden its global reach.