This article explores the concept of agentic commerce, where AI software can make payments on users' behalf. It discusses the implications of this technology, including potential benefits and new fraud challenges, as major payment networks like Mastercard and Visa start to embrace it.

Worldpay is enhancing the checkout process for merchants by backing the Agentic Commerce Protocol. This initiative aims to simplify integration with new payment frameworks, allowing merchants to onboard easily and improve consumer experiences in a rapidly changing marketplace.

This article explores Adyen's approach to agentic commerce, emphasizing a "merchant-first" framework. Key principles include ensuring AI agents act on behalf of real customers, allowing merchants to maintain control over payment setups, and preserving customer relationships and data ownership.

The article explores the concept of agentic commerce, which posits that traditional apps are becoming obsolete as AI and conversational interfaces take over, streamlining the user experience. It discusses how this shift will fundamentally change payments and merchant interactions, emphasizing the need for businesses to adapt to AI-driven recommendations and new payment models.