The Trump administration plans to introduce a 50-year fixed-rate mortgage to help Americans struggling with high home prices. This new option aims to lower monthly payments but raises concerns about increasing overall debt and slowing equity growth. Critics warn it may ultimately drive up home prices and hurt first-time buyers.

Analysts at Citigroup believe U.S. fintech stocks may benefit from Trump's focus on affordability as the 2026 midterms approach. Companies like Affirm, Klarna, SoFi, and Block could gain traction as traditional lenders face pressure from new policies, including a proposed cap on credit card interest rates.