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Revolut is considering the acquisition of a US bank to obtain a banking license, which would enable it to expand its services in the United States. This move reflects the company's strategy to strengthen its presence in the competitive fintech market.
The UK government is postponing the approval of Revolut's banking license due to concerns regarding the company's risk management practices. This delay raises questions about the fintech's ability to adequately address regulatory expectations and could impact its growth strategy.