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Visa has decided to abandon its open banking initiatives in the U.S. amid ongoing debates about data access and privacy. The move reflects the complexities and challenges within the rapidly evolving financial technology landscape in America, where regulatory pressures and consumer concerns are intensifying.
Visa has noted a modest increase in stablecoin adoption, highlighting the need for clear regulations in the sector. The company emphasizes the importance of regulatory clarity to foster growth and innovation in the use of stablecoins for payments.
The European Commission is investigating Visa and Mastercard regarding their transaction fees, which have raised concerns about unfair pricing practices in the payments industry. This scrutiny is part of broader efforts to enhance competition and transparency in the payments sector across Europe.