A study by Dutch researcher Tom Meurs reveals that ransomware attackers significantly increase their demands when they find evidence of cyber-insurance, with insured victims paying up to 5.5 times more than uninsured ones. The research also highlights that companies with robust backup systems are much less likely to pay ransoms, but many still choose to do so for faster recovery or reputational concerns. The findings suggest that double-extortion tactics may become increasingly prevalent among cybercriminals.