Alex Lazarow outlines six key predictions for fintech in 2026, focusing on the slowing of cross-border expansion, the rise of M&A as a strategic tool, and the blurring lines between tech and services. He emphasizes the importance of depth in local markets and the need for startups to prioritize sustainable growth over rapid scaling.

Tanay Jaipuria outlines key trends in AI and technology to watch for in 2026. He discusses monetization strategies for free AI, the rise of proactive AI systems, and advancements in knowledge work interfaces. He also anticipates breakthroughs in computer use and continual learning, along with a potential IPO surge.