Revolut has launched a Pay by Bank option that allows consumers to make payments directly from their bank accounts, bypassing card networks. This method enhances security, reduces costs, and has gained popularity in the UK, with 14 million users monthly. The feature is initially available in several European countries, with plans to expand further.

Google has introduced the Agent Payments Protocol (AP2), an open protocol designed to facilitate secure agent-led payments across various platforms, addressing the unique challenges posed by AI agents in commerce. Developed in collaboration with over 60 organizations, AP2 establishes a payment-agnostic framework that enhances authorization, authenticity, and accountability for transactions initiated by AI agents, supporting diverse payment methods including cryptocurrencies. The protocol aims to create a unified and secure ecosystem for AI-driven commerce while inviting further collaboration from the industry.

Google has introduced the Agent Payments Protocol (AP2) to facilitate secure agent-led transactions in e-commerce, garnering support from over 60 organizations. AP2 uses cryptographically signed digital contracts called Mandates to ensure user authorization and accountability during transactions, addressing security concerns associated with AI agents handling payment details. The protocol supports various payment methods and is available for organizations to implement through Google's public GitHub repository.