Worldpay has partnered with Visa to enhance its 3D Secure (3DS) solution, aimed at reducing fraud and improving authorization rates for U.S. merchants. The upgraded 3DS Flex™ allows merchants to pass authentication data to issuers, thereby boosting payment security and the customer experience while minimizing transaction abandonment.

Citizens has launched new features aimed at simplifying payment management through its mobile app, enabling users to update payment methods with major billers and manage direct deposits seamlessly. These innovations are designed to enhance customer experience by reducing friction and improving engagement, all while aligning with the bank’s commitment to customer-centric innovation and open finance principles.