OpenAI has acquired the AI-powered personal finance app Roi, which will cease operations on October 15, 2025. The acquisition aims to leverage Roi's innovative approach to financial management and its founder's expertise to enhance OpenAI's personalized AI tools, although it reflects the ongoing challenges within the fintech and AI industries regarding trust and ethical concerns.

Stripe and OpenAI have launched the Agentic Commerce Protocol (ACP), allowing AI agents like ChatGPT to assist users in shopping and completing purchases directly within chat interfaces. This innovation aims to streamline the shopping experience by reducing friction and maintaining merchant control, while also introducing a potential new revenue model for AI platforms through transaction fees.

Stripe and OpenAI have launched the Agentic Commerce Protocol (ACP), enabling merchants to sell through AI agents like ChatGPT, significantly enhancing conversion rates. This new approach allows for easy integration without changing existing tech stacks, facilitating a seamless checkout process directly within chat platforms. Additionally, Nubank is applying for a US national bank charter, and Brex has introduced stablecoin functionalities.