This article compares running AI agents locally on a Mac Mini with Ollama and open-source models versus hosting them on a cloud server using Claude or Gemini APIs. It breaks down upfront and monthly costs—about $35/month local amortized versus roughly $73 for Gemini and $123 for Claude—and highlights performance, privacy, and usage trade-offs.

This article walks through why and how to run large language models locally, covering privacy, cost, offline access, and control. It breaks down hardware needs, quantization, PC versus Mac setups, and starter software to get models up and running.