This article critiques the Open Semantic Interchange (OSI) initiative, highlighting its missteps in establishing effective open standards. Key issues include a lack of community involvement, poor governance, and failure to acknowledge existing systems, which undermine trust and participation.

This article discusses the fragmented nature of the fintech ecosystem and the importance of open standards for agentic AI. It highlights the formation of the Agentic AI Foundation and how interoperability can enhance AI's capabilities across financial systems. Without these standards, the industry risks repeating past mistakes of siloed solutions.