Payments companies like Circle and Stripe are creating their own infrastructure, akin to AWS for payments, to address the limitations of existing systems. This shift towards payment-native chains is driven by the need for a more efficient and scalable payment processing environment, leveraging stablecoins and tokenized deposits to enhance compatibility with traditional finance. The article explores the implications of this evolution and the potential for significant changes in how payments are processed and managed.

Financial firms are increasingly integrating cryptocurrency into their operations by developing infrastructure that enhances its usability in real-world applications. This shift reflects a broader trend of moving from isolation to integration, as companies seek to leverage blockchain technology to improve efficiency and customer engagement. The article highlights key developments and strategies employed by these firms to adapt to the evolving landscape of digital currencies.