This article explains agentic AI and its implications for risk decisioning in financial services. It distinguishes agentic AI from generative AI, highlighting how it enhances decision-making processes by adding tools, memory, and planning capabilities to existing models. The piece also reviews the evolution of risk decisioning from manual processes to modern automated systems.

This article outlines the development of Altitude, a platform leveraging stablecoin infrastructure to enhance financial services. It discusses the shift from traditional banking partnerships to self-custodial smart accounts, emphasizing the importance of technical execution and ownership of the tech stack. The piece also addresses the hard problems in the space, including privacy, compliance, and user experience.

Current, founded by Stuart Sopp and Trevor Marshall, aims to provide accessible banking services for all Americans. Their proprietary banking technology allows for rapid product development and unique features, like no overdraft fees and early paycheck access, addressing the needs of those underserved by traditional banks.

Dougie DeLuca argues that the era of crypto as a distinct industry is over. He believes that for blockchain technology to thrive, it must integrate into broader applications, serving everyday users rather than just crypto enthusiasts. This shift requires a focus on real-world utility over niche crypto-centric culture.

The article discusses the collaboration of founders from Pathao and Lunchbox in leading a global transformation in fintech, aiming to create a borderless financial ecosystem. They emphasize the importance of innovation and technology in enhancing financial access and efficiency worldwide.

Global payments revenue growth is projected to slow to 4% annually through 2029, with North America experiencing limited transaction-related revenue growth of about 5.6%. The decline is attributed to the saturation of the cash-to-card transition and increasing competition from fintechs focusing on value-added services. As the market matures, companies are shifting their strategies towards embedding payments into software and leveraging technology to enhance efficiency.

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The largest fintech community offers a newsletter to keep subscribers informed about the latest news, opinions, and developments in financial technology. It aims to connect individuals interested in fintech and AI advancements.

Robinhood's CEO has launched an AI-focused startup that has quickly garnered a valuation of nearly $900 million. The startup aims to leverage advanced mathematical models and artificial intelligence to enhance financial services, reflecting a growing trend in the fintech industry towards integrating innovative technologies. The rapid valuation increase highlights investor confidence in the potential of AI applications in finance.

The article discusses Brex's innovative approach to financial services for startups, highlighting its use of technology to streamline spending and improve cash flow management. It emphasizes Brex's unique offerings, such as corporate cards and expense management tools, which cater specifically to the needs of modern businesses. The piece also explores the company’s growth trajectory and its impact on the fintech landscape.

Fintech investing requires a nuanced understanding that differentiates it from traditional tech investments. The article outlines six essential lessons that experienced investors, referred to as "locals," recognize, emphasizing the importance of technological innovation over mere financial product development. Key factors include understanding diverse business models, navigating regulatory landscapes, and recognizing the significance of founder experience.

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Stripe's valuation has reached a record high of $106 billion, reflecting significant growth and investor confidence in the fintech sector. This milestone positions Stripe as one of the most valuable private technology companies globally, highlighting the increasing demand for digital payment solutions.

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The article discusses the significance of the fintech community and highlights the importance of staying informed about the latest developments in financial technology through their newsletter. It emphasizes the role of fintech in shaping the future of finance.

The article discusses the integration of AI technologies in coding practices at Robinhood, highlighting how these advancements are transforming the development processes within the fintech industry. It emphasizes the potential for improved efficiency and innovation as AI tools become more prevalent in programming tasks.

In 2025, 19 fintech startups in the United States have successfully raised over $50 million each, indicating a robust investment trend in the sector. This surge highlights the increasing interest and potential in financial technology innovations as the industry continues to evolve.

The Finovate Awards for 2025 have been announced, celebrating innovative companies and solutions in the financial technology sector. The winners represent a diverse range of achievements, highlighting advancements in areas such as banking, payments, and customer experience.

Sheel Mohnot discusses the evolving landscape of fintech, emphasizing the integration of financial technology across various sectors and predicting funding trends for 2025. The conversation highlights the importance of innovation and adaptability in the fintech space as it becomes increasingly ubiquitous.

Aspora has secured $50 million in funding to develop remittance solutions specifically tailored for the Indian diaspora. The company aims to enhance the efficiency and accessibility of money transfers for Indians living abroad, addressing the challenges they face with existing services. The investment will be used to expand their technology and service offerings in this growing market.

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Column's Realtime payments product is now available in the U.S., enabling instant transactions through the RTP® network and FedNow® Service. With over 75% of bank accounts reachable, these payments are instantaneous, accessible 24/7, and offer advantages such as lower costs and irrevocable transactions, marking a significant advancement in U.S. payment technology.

Join the largest fintech community to stay informed on the latest news, opinions, and developments in financial technology. Subscribing to the newsletter ensures you won't miss out on important updates in the fintech sector.

Stripes' first employee, who founded the fintech company Increase, has made a significant move by acquiring a bank, although the transaction has nuances that suggest it might not be a straightforward purchase. This development highlights the growing trend of traditional banking operations being integrated with tech-driven financial solutions.

Explore the intersection of fintech and artificial intelligence as it relates to compliance, highlighting key insights and trends affecting the financial technology landscape. The piece emphasizes the importance of staying informed through community engagement and newsletters.

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Coatue Management's former head of fintech is seeking to raise $400 million for a new venture called Marathon, which aims to invest in financial technology companies. The initiative reflects a growing interest in fintech investments as the sector continues to evolve.

The article presents a detailed exploration of the evolving fintech landscape, highlighting innovative technologies and their impact on travel and finance. It emphasizes how fintech solutions are transforming the way consumers manage expenses, make payments, and engage with travel services. Additionally, it discusses the future implications of these advancements for both the industry and travelers.

The article highlights the largest fintech community in the world, featuring insights and discussions from prominent figures in the industry, including Jillian Williams and Dimitri Dadiomov. It encourages readers to subscribe to their newsletter for the latest updates and trends in financial technology.

The Federal Reserve Bank of Philadelphia's conference on fintech highlights the intersection of finance and technology, emphasizing the importance of efficiency in financial systems. The speaker discusses the evolution of fintech, its impact on transaction speed and credit access, and the need for ongoing evaluation of technological innovations to ensure they meet consumer needs and promote financial stability.