At the Money20/20 Europe 2025 conference, Plaid President Jen Taylor shared insights on the current landscape of open banking in the US, highlighting its key applications and future potential. She also addressed challenges fintechs face in scaling amidst economic pressures and discussed Plaid's strategic approach to innovation and growth.

JPMorgan Chase has reached an agreement with Plaid, a major financial data aggregator, which will impose new fees for accessing consumer financial information. This deal has been criticized by fintech groups who argue it undermines competition and consumer rights, especially amid ongoing regulatory uncertainty regarding open banking in the U.S.