This article outlines key predictions for the fintech industry in 2026 based on insights from Plaid executives. It highlights a shift in focus for lenders towards fraud prevention, the potential unbundling of credit scores, and the unexpected use of AI by fraudsters over fintech companies.

Convera warns that the rise of AI-driven scams poses significant risks to businesses, particularly in the financial sector. Bridget Pruzin emphasizes the importance of recognizing fraud indicators, such as voice cloning and urgent requests for sensitive information, and advocates for proactive education and collaboration to combat these sophisticated threats.