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The UK’s Payment Systems Regulator (PSR) has decided to impose caps on interchange fees after Mastercard and Visa significantly raised their charges in 2021 and 2022. This move aims to reduce costs for retailers and consumers but could threaten revenue streams for banks and fintech companies.
Jack Dorsey's Block is taking aim at reducing card network fees as part of its ongoing efforts to enhance payment processing for businesses and consumers. This move is expected to challenge the dominance of traditional card networks by promoting a more cost-effective transaction model.