This article explores Adyen's approach to agentic commerce, emphasizing a "merchant-first" framework. Key principles include ensuring AI agents act on behalf of real customers, allowing merchants to maintain control over payment setups, and preserving customer relationships and data ownership.

Stripe and OpenAI have launched the Agentic Commerce Protocol (ACP), allowing AI agents like ChatGPT to assist users in shopping and completing purchases directly within chat interfaces. This innovation aims to streamline the shopping experience by reducing friction and maintaining merchant control, while also introducing a potential new revenue model for AI platforms through transaction fees.

Stripe and OpenAI have launched the Agentic Commerce Protocol (ACP), enabling merchants to sell through AI agents like ChatGPT, significantly enhancing conversion rates. This new approach allows for easy integration without changing existing tech stacks, facilitating a seamless checkout process directly within chat platforms. Additionally, Nubank is applying for a US national bank charter, and Brex has introduced stablecoin functionalities.