The article examines the challenges faced by crypto neobanks, drawing parallels with traditional neobanks. It highlights their reliance on interchange fees and lack of interest income, suggesting that to survive, crypto neobanks should focus on embedded DeFi solutions instead of mimicking existing models.

This article explores the current landscape of stablecoin cards and their impact on traditional banking. It highlights the advantages of crypto neobanks, including better user experiences and higher yields, while also discussing the potential challenges for banks as these cards gain popularity. The piece concludes with insights on how stablecoin cards might evolve in the payments ecosystem.