AI is revolutionizing the payments industry by enabling merchants to effectively combat fraud, recover failed payments, and enhance customer experience. The guide highlights how AI-driven strategies are reducing chargebacks, optimizing payment recovery, and ensuring compliance with evolving regulations. Businesses can leverage these insights to protect revenue and minimize customer churn.

Financial institutions are increasingly integrating AI technologies into their operations, with 94% of firms considering AI central to their strategies. A recent survey finds that generative and agentic AI are transforming customer interactions, enhancing productivity, and improving regulatory compliance, as firms seek to leverage these tools for operational excellence. The financial services sector is leading this AI adoption due to its data-intensive nature and the need for advanced compliance solutions.