The OCC and FDIC have revoked 2013 guidance on leveraged lending, claiming it limited banks' risk management practices. This change allows banks more freedom in defining and managing their leveraged loan exposure, which could boost loan growth but also raises concerns about potential credit losses.

Accenture outlines six major trends reshaping banking by 2026, emphasizing the role of AI, digital currencies, and customer experience. The report suggests banks must modernize technology, redefine risk strategies, and transform into ecosystem orchestrators to thrive in this evolving landscape.

Accenture outlines six major trends reshaping banking by 2026, emphasizing the rise of programmable digital currencies, AI-enhanced customer experiences, and a shift in workforce dynamics. Banks must modernize technology and rethink risk management to remain competitive in a landscape where traditional advantages are fading.