Mastercard has launched the On-Demand Decisioning (ODD) tool, allowing financial institutions to customize authorization decisions directly on its network. This tool enables issuers to implement unique business rules for transaction approvals and declines, enhancing security and flexibility in the decision-making process. Laura Quevedo highlighted ODD as a significant advancement for agility in the industry.

Modern Treasury has introduced its AI platform specifically designed for enterprise payments, enabling companies to transition from manual processes to intelligent, proactive workflows. The platform features a real-time AI agent that assists with operational queries, ensuring compliance and leveraging institutional knowledge to enhance payment management.

Zuora has enhanced its partnership with Workday to streamline revenue management for businesses facing complex billing models. The integration of Zuora's order-to-cash automation with Workday Financial Management aims to provide a unified solution that improves accuracy and efficiency in managing subscriptions and various pricing strategies.

Dext has partnered with Airwallex to launch Dext Payments in 2025, a fully integrated payment solution designed to streamline the accounts payable workflow for small and medium-sized businesses. This collaboration will enhance financial automation, improve payment security, and address issues related to late invoice payments by providing a centralized platform for managing transactions across multiple currencies.

Intuit has launched new AI agents embedded within its QuickBooks platform to enhance business operations by automating workflows and providing real-time insights. These agents aim to save businesses time and improve cash flow, while also enabling collaboration with human experts to drive growth and efficiency.

Wealthfront Corporation has confidentially filed for an initial public offering (IPO) in the United States, aligning with a recent surge in successful fintech IPOs. The company, known for its automated investment tools and artificial intelligence integration, aims to capitalize on improved investor sentiment despite ongoing concerns over market volatility.

Saphyre has raised $70 million in growth equity from FTV Capital to expand its AI-driven platform that automates financial workflows. The funding will support Saphyre's international growth, product development, and integration within the financial services sector, enhancing efficiency for over 75 global financial institutions.

Tipalti has secured $200 million in growth financing from Hercules Capital to enhance its investments in artificial intelligence and product innovation, as well as to support customer growth. The firm, which recently surpassed $200 million in annual recurring revenue, focuses on accounts payable automation and serves around 5,000 global companies. This financing follows Tipalti's acquisition of treasury automation startup Statement, aimed at improving its AI capabilities.

Fintech in 2025 is transitioning towards foundational systems and automation, with AI now integral to financial workflows. The 2025 Fintech 100 highlights companies leading this change, focusing on specialized AI applications, automation of financial operations, and the integration of digital assets into everyday transactions. The cohort includes a record number of international winners and showcases significant growth in headcount among these innovators.

Intuit is transforming QuickBooks into an AI-driven, end-to-end financial platform for small and mid-sized businesses, utilizing multi-agent automation to streamline workflows and enhance productivity. This strategic pivot aims to create a competitive advantage by addressing administrative burdens, improving cash flow visibility, and enabling premium pricing, positioning Intuit as a resilient growth stock even amidst economic volatility. With a projected 30% revenue CAGR through 2026, Intuit's advancements in AI could solidify its dominance in the SME fintech sector.

AvidXchange has agreed to be acquired by TPG and Corpay for $2.2 billion, offering a 22% premium over its current stock price. The management team's decision to maintain an equity stake reflects confidence in future growth, while the deal is expected to provide more flexibility for aggressive long-term investments as a private company, despite the loss of public trading status for current shareholders.