Revolut is considering the acquisition of a US bank to obtain a banking license, which would enable it to expand its services in the United States. This move reflects the company's strategy to strengthen its presence in the competitive fintech market.

OpenAI has acquired the AI-powered personal finance app Roi, which will cease operations on October 15, 2025. The acquisition aims to leverage Roi's innovative approach to financial management and its founder's expertise to enhance OpenAI's personalized AI tools, although it reflects the ongoing challenges within the fintech and AI industries regarding trust and ethical concerns.

Revolut is considering hiring an adviser to explore potential acquisition opportunities in the United States. This move comes as the fintech company seeks to expand its footprint and enhance its market position in the competitive U.S. financial services landscape.

Fidelity National Information Services (FIS) has acquired fintech Amount, which specializes in deposit and loan origination software, enhancing FIS's digital transformation efforts and service offerings for banks and credit unions. Despite previous workforce reductions at Amount, the acquisition aims to integrate its platform into FIS's existing systems to improve client capabilities and customer experiences. FIS's CEO has indicated a strategy for further acquisitions in the near future.

Stripe has acquired FinTech startup Orum.io, which specializes in frictionless money movement using machine learning to enhance payment routing across various systems. This acquisition is part of Stripe's broader strategy to innovate and improve payment speed and efficiency, following a series of other acquisitions in recent months. The financial details of the deal remain undisclosed.

The article discusses the implications of Stripe's acquisition of Bridge for the fintech industry and the role of stablecoins. It analyzes how this move may influence market dynamics, regulatory considerations, and the future of financial transactions. The acquisition is positioned as a significant step in enhancing the capabilities of digital payments and cryptocurrency integration.

Lloyds Banking Group is reportedly in negotiations to acquire the fintech company Curve for approximately £138 million. This acquisition aligns with Lloyds' strategy to enhance its digital banking capabilities and diversify its financial services offerings.

Payroc WorldAccess is acquiring LedgerPay, a cloud-based payments processor, to enhance its end-to-end processing capabilities for major card brands and debit networks. This acquisition, described as a "game-changer" by Payroc's CEO, is part of the company's ongoing strategy to grow through acquisitions, following a significant purchase last year of i3 Verticals' payments division. The deal is expected to close in the third quarter, with plans to retain LedgerPay employees for seamless integration.

Fiserv has announced its acquisition of Brazilian fintech Money Money to enhance its Clover point-of-sale unit, aiming to provide better financing options for small businesses in Brazil. The deal will integrate Money Money's capital services with Clover's offerings, expanding their reach in the market. Fiserv expects the acquisition to close in the second quarter of this year.

Stripes' first employee, who founded the fintech company Increase, has made a significant move by acquiring a bank, although the transaction has nuances that suggest it might not be a straightforward purchase. This development highlights the growing trend of traditional banking operations being integrated with tech-driven financial solutions.

Stripe is creating a stablecoin-based product targeting customers outside the US, EU, and UK, utilizing technology from its recent $1.1 billion acquisition of Bridge. The product is in the testing phase, with Stripe seeking customer feedback on its features and functionality.

Global Payments has reached an agreement to purchase Worldpay from FIS and GTCR for $24.25 billion, enhancing its focus on merchant services. The deal includes Global selling its issuer solutions unit to FIS for $13.5 billion, allowing both companies to streamline their offerings and target specific market segments.

A fintech founder recently made headlines by turning down a $200 million acquisition offer, citing a commitment to his company's vision and values as the primary reason for his decision. He expressed confidence in the long-term potential of his startup and believes that maintaining control will allow for greater innovation and impact in the industry. The founder emphasizes the importance of aligning personal and business goals over financial gain.

Payroc has announced its acquisition of BlueSnap, a payment orchestration and accounts receivable automation platform, which is pending regulatory approval. This deal aims to enhance Payroc's global payment capabilities, particularly in Europe and the UK, leveraging BlueSnap's technology and established market presence.

Acorns has acquired EarlyBird, a digital memory platform focused on family wealth. This acquisition aims to enhance Acorns' offerings by integrating family-oriented financial planning and savings tools for children's futures. The move highlights the growing trend of combining financial technology with family-oriented services.

Xero is acquiring Melio for $2.5 billion to enhance its accounts receivable (AR) and accounts payable (AP) capabilities in response to QuickBooks' growing dominance in the U.S. market. With Melio's strong U.S. customer base and significant revenue, this acquisition aims to boost Xero's market presence and cross-sell opportunities, although challenges remain in integrating services and convincing Melio's existing clients to switch accounting software.

AvidXchange has agreed to be acquired by TPG and Corpay for $2.2 billion, offering a 22% premium over its current stock price. The management team's decision to maintain an equity stake reflects confidence in future growth, while the deal is expected to provide more flexibility for aggressive long-term investments as a private company, despite the loss of public trading status for current shareholders.