Y Combinator (YC) is introducing a stablecoin funding option for its startups starting with the Spring 2026 batch. This marks the first time YC will allow founders to receive funding in stablecoins, specifically USDC, across major blockchain networks like Ethereum, Base, and Solana. The decision follows a regulatory shift in the U.S. with the passage of the GENIUS Act, which YC believes makes this a suitable time for such a move. The stablecoin option aims to streamline cross-border transactions, making them faster and cheaper compared to traditional banking methods. Nemil Dalal, a YC partner focused on crypto, highlighted that stablecoin transfers typically cost less than one cent and settle within seconds. In contrast, international wire transfers can incur fees of tens of dollars and take days to process. YC sees real-world applications for stablecoins in regions like India and Latin America, where startups like Aspora and DolarApp are already leveraging them to facilitate money transfers and storage in areas with limited banking infrastructure. YC's commitment to crypto extends beyond stablecoins; the firm has invested in nearly 100 crypto-related startups since backing Coinbase in 2012. Dalal noted that YC is keen on funding projects related to stablecoins, tokenization, and on-chain capital formation. The organization believes that blockchains will increasingly influence how startups manage finances, even if they aren't directly involved in crypto. Over time, this could reshape capital raising, financial operations, and access to public markets for these companies.