OpenFX has seen a remarkable surge in transaction processing volume, jumping from $20 billion to $34 billion in just 30 days. In October 2025 alone, they added $14 billion, surpassing the total growth of the previous five months combined. Their rapid scaling shows a clear trajectory: it took them 12 months to reach an annualized total payment volume (TPV) of $8 billion, just five months to hit $20 billion, and now they've achieved $34 billion in a month. The expansion into Latin America has been a significant factor in this growth. OpenFX completed its entry into markets like Mexico, Argentina, Brazil, and Colombia, which are known for their operational complexities and regulatory challenges. In October, they reported that 86.3% of transactions settled in under 10 minutes, a stark contrast to traditional settlement times that can stretch beyond five days. This efficiency is attributed to a robust infrastructure capable of handling both high volume and complex transactions across various currencies. At Money20/20 in Las Vegas, the founder highlighted a gap in the market regarding "instant settlement." Many companies claim to offer this service but fail to deliver on larger transactions or exotic currency pairs. OpenFX, on the other hand, manages to execute significant settlements—like $100 million from USD to MXN—within a tight window. The company emphasizes the need for liquidity, local payment rail integration, and automated treasury operations to achieve real-time settlements consistently. Looking ahead, OpenFX plans to replicate its successful model in Southeast Asia, targeting Hong Kong, the Philippines, and Singapore. These regions present their own complexities, with varying regulatory frameworks and payment systems. The strategy remains focused on solving the toughest settlement challenges to build reliable infrastructure. The company's growth is further fueled by increased liquidity, expanding corridors for transactions, and faster settlement times, all contributing to a self-reinforcing cycle of growth and efficiency.