Cleo, the AI personal banking assistant, has relaunched in the UK after its success in the US, where millions have used it for financial planning. The app offers insights into spending, budgeting, and saving, providing personalized financial coaching through a chatbot interface. Users can interact with Cleo using features like ‘roast mode’ for humorous feedback and ‘hype mode’ for motivational support, making financial management more engaging. Barney Hussey-Yeo, Cleo's founder and CEO, emphasized the app's UK origins, calling the relaunch a homecoming. He expressed a commitment to simplifying money management and restoring users' confidence. Cleo aims to cut through the complexities of finance, a mission that has driven its growth in the US, where it reached a valuation of $500 million following an $80 million funding round in 2022. The app is gradually rolling out access on the UK App Store.