The article dives into the growing landscape of neo banks and crypto financial products, sparked by the author's recent involvement with the XPL community. It highlights Ripple's status as a neo bank with a market cap of $183 billion, vastly outpacing XPL's $1.6 billion. The author lists various financial products and services from different companies, emphasizing attractive rewards and cashback opportunities. Key offerings include Plasma One, which allows sign-ups for waitlists to earn yields of up to 10% and cashback of up to 4%. UseTria offers a 6% kickback on purchases and unique card features that swap crypto for real-world transactions. EtherFi provides 3-5% back on all purchases, while Revolut boasts cashback and additional benefits like travel insurance and lounge passes for its Ultra members. Other notable mentions include Gnosis Pay with a 4% cashback, Coinbase offering crypto rewards, and MetaMask with cashback options as well. The piece argues that crypto's integration into financial services is accelerating, with major players like Visa and Mastercard increasingly involved. These companies are not just facilitating transactions but are also exploring AI integration, hinting at a future where AI agents could handle financial transactions autonomously. The author views this shift as transformative, suggesting that the industry is offering a glimpse into what finance could look like in the near future.