Telegram is rolling out its built-in TON wallet to around 87 million users in the U.S. This integration allows users to manage crypto directly within the app, eliminating the need for extra downloads or accounts. The wallet is self-custodial, meaning users retain control without relying on third parties, which simplifies the process for beginners. A familiar interface helps users develop good habits, making it easier to engage with digital assets responsibly. Scams are prevalent in messaging apps, often exploiting urgency and social pressure. In 2024, the FTC reported nearly 846,000 imposter scams, leading to $2.95 billion in losses. The article emphasizes the importance of verifying requests for money. Users should pause when messages create urgency and confirm identities outside the chat. This verification loop is crucial, especially in a high-trust environment like Telegram, where scammers can easily manipulate users. For those new to crypto, starting with small test transfers is advised. This approach builds muscle memory and helps users understand the flow of transactions. The median loss from fraud reports was $497 in 2024, highlighting the risks of larger amounts. The article suggests that family members, particularly older relatives, can benefit from a buddy system for extra verification. Overall, while Telegram’s wallet offers convenience, maintaining vigilance and verification practices is essential to avoid falling victim to scams.