Mesa, a fintech startup, has shut down its Homeowners Card, which rewarded users with points for paying their mortgages. As of December 12, all accounts associated with the card have been closed, and cardholders can no longer make purchases or accumulate Mesa Points. The company described the move as a business decision to end the Homeowners Card Program entirely. TechCrunch has reached out for more information about Mesa's future direction. Founded in November 2024, Mesa had raised $9.2 million, including $7.2 million in equity and $2 million in debt. The startup’s offerings included mortgage loans with a 1% cash back feature and the now-defunct credit card that aimed to reward customers for home-related expenses rather than traditional travel or dining purchases. CEO Kelley Halpin emphasized that the card was designed to incentivize spending on necessities like gas, groceries, and home utilities. Reports from travel deal websites indicate that Mesa cardholders experienced transaction declines in the week leading up to the shutdown, initially attributed to a temporary outage. Now, the only option for redeeming points accrued on the card is through statement credits at a rate of 0.6%. Meanwhile, competitor Bilt plans to enhance its rewards card next year to include points for mortgage payments, highlighting a potential gap in the market following Mesa's closure.